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THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FORM CONSOLIDATED FINANCIAL STATEMENTS FOR THE PERIOD ENDING DECEMBER 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.

YEAR DEC-31-1996 DEC-31-1996 1,357,232 0 13,484,414 4,320 1,112,913 17,756,362 28,439,832 10,705,190 35,908,764 6,754,220 0 0 0 1,000,000 22,497,402 35,908,764 79,004,536 79,004,536 68,672,909 70,834,257 883,814 0 383,814 7,286,465 0 0 0 0 0 7,286,465 0 0